Core-Payments® - Real-time payments insight and payments control

Enterprise-wide real-time visibility, traceability and automated, orchestrated control across all payments and settlements

Proven and being used in production by a tier 1 bank

Reduce Funding Costs and Settlement Risk with Real-time Intelligence and Payments Control

Relying on outdated, operationally intensive and costly post-trade processes that lack critical real-time payment insight or effective firm-wide payments controls, market participants are often unable to effectively respond to changing market conditions. As a result, intraday funding decisions are taken without an understanding of current payment balances and available liquidity, and outbound payments continue without the reassurance that counterparty payments have been reciprocated. This can generate funding challenges and unnecessary settlement risk exposure.

Baton’s payments processing solution, Core-Payments, has been designed to overcome these challenges and bring complete visibility and control to the end-to-end post-trade payment process. Reconciling payments in real-time, Core-Payments provides users with access to the real-time payment intelligence needed to make informed intraday funding, liquidity and risk management decisions and efficiently orchestrate the controlled and automated release of safe cash settlements across all business areas and payments flows.

Core-Payments: Redefine How You Run Your Payments Business.

Core-Payments at a Glance:

  • Real-time visibility of funding balances, available liquidity, inbound payments and outstanding obligations
  • Leveraging automated and real-time reconciliation of statements vs ledgers
  • Configurable, automated netting and pre-settlement affirmations
  • Real-time settlement risk exposure calculations, current and forecast funding requirements
  • Programmable and completely configurable, instant firm-wide payment hold and release controls
  • Automated, optimised and conditional smart payment sequencing

Watch this video to learn more about Baton Core-Payments

Increase Financial Resilience and Decrease Funding Requirements with Baton’s New Real-time Intraday Liquidity Management Capabilities

Reduce Intraday Funding Costs and Capital Footprint

The Real-time reconciliation of inbound and outbound payments on a statement vs ledger basis enables Core-Payments to provide users with real-time visibility of funding balances and available liquidity. Armed with this insight and increased netting capabilities, users can then orchestrate and optimise the timing and sequencing of wholesale payments and settlements to reduce intraday funding costs.

Enhanced Risk Management, Supervision and Compliance

Reduce settlement, operational and payments risk exposure with automated collaborative workflows, supplemented with alerts, direct access to real-time and historic settlement data, and no-code rules for increased payments control. By creating or editing these rules users can immediately stop, and manage the controlled release of, all required payments and settlements in times of market stress.

Reduce Operational Costs

Automating previously manually processes such as payment reconciliations, pre-settlement affirmations and payment netting, Core-Payments allows banks to increase operational efficiencies, reduce the costs associated with managing breaks and fails, and retire legacy technology stacks in a controlled manner.

Revenue Growth Opportunities

Scale your business without the capacity constraints often generated by manual and outdated operational and risk processes and legacy technologies.

Improve Client Satisfaction

Introduce flexible and automated post-trade processes that more effectively meet client requirements. Increase payments control by identifying potential failures before they happen, and more swiftly resolve issues with access to real-time data.

Future Proof Your Payments Business

Accelerate post-trade processes to accommodate shorter settlement cycles, with holistic visibility and control across both fiat and tokenised asset flows with solutions able to interoperate with new messaging standards and processes.

Core-Payments®: Real-time Wholesale Payment Risk Control

Learn More About How Core-Payment Could Help Your Team


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Learn about Baton's CORE solutions for FX Settlement, Liquidity and Collateral Management

Core-FX®

Safely settle bilateral FX trades, when you want to - immediately and on-demand via PvP.

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Core-Liquidity®

With Core-Liquidity, asset ownership can be transferred in real time, on demand, 24/7, in a legally enforceable way.

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Core-Collateral®

With Core-Collateral, FCMs and CCPs can automate and optimise collateral holdings and expedite the movement of cash and securities.

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Contact our Experts

To learn more about our post-trade solutions, please provide your details and one of our experts will contact you shortly