Monitoring Tools for Intraday Liquidity Management

Enterprise-Wide Liquidity Oversight

View all liquidity positions across central banks, nostro and vostro accounts, CCPs and carry brokers in one application. Identify where liquidity sits, where it’s needed, and deploy funds without delay.

Continuous          Matching

Align expected payments and receipts with actual debits and credits to maintain a live, accurate picture of settled and outstanding exposures and obligations at the product, counterparty, legal entity and business level.

Early Detection of Stress

Anomaly detection tools raise alerts when market or counterparty behaviour diverges from expected norms, providing early warning of developing liquidity or settlement risk.                                                                         

Audit-Ready Transparency

Access time-stamped transaction data, providing early warning of developing liquidity or settlement risk.                                                              

Balance Manager automatically consolidates and normalises data from your account providers across account types (nostro, vostro, custody, CCPs and carry brokers), legal entities, and currencies into a single format. It delivers a trusted source of truth reflecting every intraday movement and reconciling calculated balances back to statements whenever these are made available.

Regulators expect institutions to have access to complete, real-time data and time-stamped historic data on balances and movements. Balance Manager not only meets this standard – it enables treasury, liquidity, and collateral teams to focus on managing liquidity, not hunting for data.

Core Capabilities

• Integrates account information from banks, CCPs, and carry brokers into a consistent, analysis-ready structure.
• Maintains a continuous, accurate view of all balance updates across all venues throughout the trading day.
• Retains every movement storing time-stamped historic data for full traceability, supporting audit, regulatory reporting and trend analysis.

Value Delivered

• Actionable data to optimise liquidity deployment, reduce funding needs, and limit over-collateralisation.
• Accurate inputs for precision forecasting, LCR management, strategy development and regulatory assurance.

Most institutions have little real-time visibility into the progress of individual payments and receipts. The reconciliation process typically occurs well after payment windows are closed – far too late to inform same-day decisions about releasing payments and funding requirements.

Exposure Manager closes this gap. Using automated matching tools and processes it continuously correlates expected payments and receipts with actual credits and debits, providing a verified, real-time view of outstanding counterparty exposures and obligations with traceability back to the underlying transactions to inform liquidity forecasting, payment sequencing, and capital allocation.

Core Capabilities

• Continuous Reconciliation using debit and credit notifications such as MT900s, MT910s or ISO20022 messages, or data recieved in an XML, JSON, CSV or PDF format available straight out of the box.
• Adaptive Matching that learns from previous approvals, refining matching logic to improve accuracy over time.
• Counterparty behavioural analytics detecting irregular timings, amounts, or patterns in payment activity.
• Multi-dimensional exposure views by counterparty, currency, and value date with full traceability.

Value Delivered

• Real-time visibility of completed and outstanding transactions to support proactive intraday liquidity control.
• Early identification of outstanding receipts enables liquidity managers to assess exposure and determine whether to secure alternative funding.
• Continuous monitoring of counterparty behaviour allowing Credit Risk Officers to detect impending or actual settlement failures in real time.
• Historical Insight that helps business owners identify counterparties creating recurring drains on intraday liquidity.

Automated configurable workflows replace manual intervention, linking monitoring directly to execution.

Alerts flag deviations in balances, exposures or counterparty behaviour, prompting immediate review and response.

Integrated across real-time Baton’s Liquidity Management platform, these workflows power forecasting accuracy, payment sequencing, and controlled settlement – all driven by trusted, real-time data.

Outcome: Faster decisions, fewer manual steps and assured control of liquidity and collateral movements.

Forecasting Precision

Anticipate liquidity and collateral needs earlier to reduce peak net outflows

Smart Sequencing 

Prioritise critical payments and minimise intraday funding requirements.

Controlled Orchestration

Ensure obligations are settled efficiently and traceably.