Monitoring Tools for Intraday Liquidity:
From Visibility to Real-Time Control
Construct a real-time view of liquidity from live payment and settlement data, then control outflows to reduce funding costs, release capital and strengthen settlement control.
Not Just Visibility. Control.
Fragmented systems and delayed reporting force treasury teams to fund against expected positions rather than confirmed balances – driving unnecessary buffers, higher funding requirements and capital that’s held back from more profitable redeployment.
Baton constructs intraday positions from live payment and settlement data and continuously reconciles expected flows with confirmed activity, enabling teams to:
- Identify emerging shortfalls and surplus liquidity earlier
- Make more precise funding and collateral decisions
- Understand what is driving liquidity consumption
- Make informed decisions on how to sequence, prioritise and control the release of payments
- Reduce peak funding requirements and buffers built for uncertainty
The Result: Lower funding drag, stronger intraday control and greater capital efficiency.
Built to support ECB intraday liquidity risk sound practices and BCBS248 monitoring tools for intraday liquidity management.
Speak with a
Baton Intraday Liquidity Specialist
Evaluating intraday monitoring tools or liquidity control? Complete the form and a member of our team will contact you shortly.
One Trusted View Across the Enterprise
As settlement becomes continuous, liquidity must be managed beyond traditional operating windows. Baton provides the real-time visibility and control institutions need to make confident liquidity management decisions faster as intraday positions evolve.
Baton’s verified transaction-level view across accounts, currencies, entities and payment infrastructures covers:
- Live balances across central bank, nostro and vostro accounts
- Intraday inflows and outflows by currency and entity
- Intraday and end-of-day projections, including LNNCP
- Available liquidity, including qualifying collateral and credit lines
- Coverage across Real-Time Gross Settlement (RTGS) systems, correspondent banks and other financial market infrastructures (FMIs)
Expected payment flows are continuously reconciled with confirmed settlement activity, creating a trusted view of available liquidity to support more precise funding, collateral and payment decisions. Time-stamped data and configurable alerts surface exceptions and the underlying transactions driving them – enabling treasury, risk and operations teams to intervene earlier.
Know what liquidity is available, where it is and how it’s changing – so you can act with precision.
See. Understand. Act.
See Your Intraday Position
Consolidate and normalise balances across central bank, nostro, vostro, custody, CCP and carry-broker accounts.
Know What’s Driving Liquidity
Reconcile expected and confirmed settlement activity and attribute liquidity consumption across counterparties, currencies, entities and business lines.
Act as Conditions Change
Use projections, alerts and defined rules to inform funding, collateral mobilisation, escalation and payment-control decisions.
One connected capability for active intraday liquidity control.
Proven Across 100+ Accounts and 17 Currencies
G.H. Financials Strengthens Global Liquidity Management with Baton
G.H. Financials deployed Baton across more than 100 nostro, CCP and carry-broker accounts spanning 17 currencies, multiple legal entities and global time zones.
Bringing together cash balances, initial and variation margin requirements, collateral on deposit and excess or deficit positions at CCPs and carry brokers into a single near real-time view.
Key account connectivity and visibility were established within eight weeks of the project commencing.
“Having a consolidated, near real-time view of our cash positions and margin requirements across every account, currency and legal entity has significantly improved our liquidity management.”
– Kieran O’Regan, Chief Financial Officer, G.H. Financials
Explore Baton’s Modular Alerting and Monitoring Tools for Intraday Liquidity
Balance Manager
Gain a consolidated real-time view of balances across all accounts.
Balance Manager aggregates and normalises balance data received from all account providers, including nostro, vostro, custody, CCP and carry broker accounts, providing a consistent, real-time view of liquidity positions and collateral on deposit.
Outcome: A single trusted view of balances that supports faster liquidity decisions and stronger regulatory assurance.
Key Capabilities:
- Consolidates balance data across banks, CCPs, carry brokers and liquidity venues
- Maintains a continuous intraday view of balance updates across all accounts
- Stores time-stamped historic balance movements for audit, reporting and analysis
Exposure Manager
Continuous matching of payments and receipts with confirmed settlement activity.
Exposure Manager reconciles expected payments and receipts with credit and debit notifications, providing a verified view of outstanding counterparty exposures and obligations, with traceability to the underlying transactions.
Outcome: Clear visibility of outstanding receipts and obligations, supporting earlier identification of settlement risk and deeper insight into the drivers of intraday liquidity consumption.
Key Capabilities:
- Continuous reconciliation using settlement notifications such as MT900s, MT910s or ISO20022 messages, or data received in an XML, JSON, CSV or PDF format.
- Counterparty behavioural analytics highlighting irregular payment patterns.
- Exposure views by counterparty, currency, and value date with full traceability.
- Liquidity consumption insight: Visibility of payment flows and settlement activity with traceability to underlying transactions, enabling treasury teams to analyse liquidity consumption across counterparties, business lines or market events.
Alerts Manager
Configurable alerts that highlight emerging liquidity risks and operational exceptions.
Baton’s Alerts Manager continuously monitors balances, exposures and payment activity, notifying relevant teams when predefined conditions are met – providing early visibility of potential shortfalls, unusual payment activity and settlement delays.
Key Capabilities:
- Configurable alert rules based on thresholds, projections and payment activity
- Role-based notifications sent to Treasury, Risk and Operations through preferred channels
- Alerts showing ownership, status and resolution progress
- Contextual investigation through drill-down dashboards and transaction traceability
Outcome: Earlier identification of emerging liquidity pressures and operational risks, enabling faster intervention and proactive funding, collateral mobilisation or payment sequencing before liquidity pressure materialises.
Define • Detect • Act
Discover how Baton’s alerts transform data into real-time liquidity control
Accurate, timely and focused alerts powered by real-time data.
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- Act on What Matters Most: Prioritise the issues requiring your attention. Set conditions and thresholds so you’re alerted to the conditions that matter most.
- Role-Specific Focus: Intelligently route alerts to the right teams and personnel, such as treasury, operations, risk or compliance.
- Ownership and Escalation: Each alert has an owner, an activity log, and a live status to enable timely remediation and transparent accountability.
- Collaboration and Oversight: Add comments and context within the alert. Managers can track actions, progress and resolution in real-time.
- Low-Code Agility: Business users can define and modify alert rules quickly, without relying on scarce development resource and extended release cycles.
Outcome: Real-time, role-specific alerts that strengthen risk control and enable growth.
Deploy capital with precision, intraday.
Capital Efficiency
Be alerted to market-wide or counterparty-specific activity that deviates from the norm, so you can recalibrate your processes accordingly.
Pro-active Management of Potential Fails
Be alerted to potential settlement fails as cutoffs approach, with traceability back to the underlying counterparty and business line for escalation and management.
Outcome: Reduce funding costs, identify and promptly react to external events, redeploy liquidity faster and increase capital efficiency.
Prevent settlement failures, exceptions and bottlenecks before they occur.
Payment Failure Prevention
Be alerted to payments at risk, with context on the cause of potential failure, so you can take action before it occurs.
Exception Processing
Flag payments requiring manual intervention as they occur, so they can be actioned faster.
Workflow Deviations
Identify transactions that deviate from expected paths or exceed normal processing times for rapid investigation.
Operational Bottleneck Detection
Detect build-ups in queues early so you can reallocate resources and restore flow.
Outcome: Fewer breaks, faster resolution and stronger operational control.
Baton’s alerting framework strengthens risk control by providing immediate, context-sensitive visibility of exposures and operational deviations.
Outcome: Data-driven alert management aligned with evolving regulatory expectations.
Baton’s configurable alerts turn real-time liquidity data into precise, actionable intelligence.
Anticipate. Prioritise. Resolve.
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- Optimise capital deployment
- Prevent settlement failures
- Automate rules-based escalation
- Strengthen resilience
Aligned with ECB Intraday Liquidity Sound Practices and BCBS248
The ECB’s Sound Practices for Managing Intraday Liquidity Risk, which build on BCBS248, require real-time monitoring of payment flows, identification of unexpected intraday liquidity needs and oversight of available liquidity resources.
Baton supports these requirements through consolidated real-time monitoring of balances, payment flows and projections, combined with alerts, drill-down investigation and role-based oversight.
For non-material currencies, intraday usage and LNNCP can be reviewed retrospectively.
Meet the ECB Expectations with Baton
Discover how Baton delivers supporting capabilities across all seven of the ECB’s Sound Practices.
Connect Monitoring to Active Liquidity Management
Baton’s Balance Manager, Exposure Manager and Alerts Manager operate as a single control layer, that can be used to connect liquidity insight directly to forecasting and the controlled release of payment instructions. Together, they enable treasury teams to translate liquidity consumption and settlement activity into funding, collateral and payment decisions – creating a continuous feedback loop throughout the day.
A connected intraday liquidity capability supporting consistent execution, earlier intervention and more efficient use of liquidity.
Start with the Priority. Extend Without Disruption.
Begin with the currencies, accounts, entities or flows where liquidity pressure is most material.
Baton’s modular capabilities can be deployed independently or together as a secure control layer around existing treasury, payments and risk infrastructure. Institutions can address the highest-priority requirement first, then extend visibility and control without replacing core systems, disrupting established workflows or reworking earlier integrations.
Baton’s low-code Integration Manager accelerates this phased approach. It ingests, maps and transforms data from standard and non-standard sources into a consistent data model – reducing reliance on custom development and enabling new currencies, counterparties and financial market infrastructures to be added through configuration.
- Deploy only the capabilities needed first
- Ingest data in formats including SWIFT MT/MX, ISO 20022, XML, JSON, CSV and PDF
- Extend across currencies, entities, accounts and use cases
- Add modules using the same connectivity and data foundation
- Onboard new data sources and workflows with reduced IT dependency
- Create trusted operational data for forecasting and AI-assisted decisions
Deliver value against today’s priority – then extend through configuration, not rebuild.
Watch to discover more about
Baton’s Low-Code Integration Manager
Did You Know, our Monitoring Tools and Alerts are Built into our Intraday Liquidity Management Solution as Standard?
Built for Today’s Pressures and the Markets Ahead
Real-time payments, compressed settlement cycles and increasingly always-on markets are placing greater demands on liquidity.
Baton’s connected, institutional-grade infrastructure enables financial institutions to strengthen liquidity control today while creating a foundation that can extend across traditional, digital and tokenised markets.
