Monitoring Tools for Intraday Liquidity Management and Control
Enterprise-wide real-time visibility and intelligent alerts to strengthen intraday control, funding precision and capital efficiency.
Real-Time Monitoring Tools for Intraday Liquidity Management
Aligned with ECB intraday liquidity risk sound practices and the global BCBS 248 framework.
Baton’s monitoring tools for intraday liquidity management provide Treasury teams with a consolidated, real-time view of balances, exposures, and payment obligations across currencies, entities, and payment systems.
Continuous reconciliation of expected and actual payment flows, combined with configurable alerts, provides early visibility of liquidity movements and emerging funding pressure.
Live settlement data and historical insights support accurate intraday forecasting and informed payment release decisions, enabling Treasury teams to prioritise, sequence, and throttle payments across currencies and entities to optimise liquidity use, reduce funding costs and strengthen intraday control.
Enterprise-Wide, Real-Time Intraday Visibility
Baton provides a consolidated, continuously updated view of intraday liquidity positions, including:
- Live balances across central bank, nostro and vostro accounts
- Intraday inflows and outflows
- Intraday and end-of-day projections
- Projected Largest Net Negative Cumulative Position (LNNCP)
- Available liquidity resources, including qualifying collateral and credit lines
Monitoring spans RTGS systems, correspondent banks and other financial market infrastructures (FMIs). Expected payment flows are continuously matched with real-time credit and debit advice using payment messages, ensuring positions reflect settlement activity as it occurs.
Speak with a Baton Intraday Liquidity Specialist
Evaluating intraday monitoring tools or liquidity control? Complete the form and a member of our team will contact you.
Monitoring and Alerts for Intraday Liquidity Oversight
Baton’s monitoring and alerting tools strengthen control and support disciplined intraday oversight across Treasury, Risk and Operations. Institutions gain:
Enterprise-wide Visibility: Across accounts, entities and currencies
Real-time Alerts: Highlighting unexpected balance movements, settlement risk and liquidity pressure
Time-stamped Historic Data: Access detailed transaction data supporting governance and supervisory review
These capabilities strengthen operational control and provide clear evidence of intraday liquidity oversight.
Aligned with ECB Intraday Liquidity Sound Practices and BCBS 248
ECB intraday liquidity sound practices, building on BCBS 248, institutions to monitor payment flows in real time, identify unexpected liquidity needs and maintain oversight of available liquidity resources.
Baton helps firms meet ECB expectations, providing consolidated monitoring of balances, payment flows and intraday and end-of-day projections across currencies, entities and payment systems, including projected LNNCP.
Settlement activity is tracked across RTGS systems, correspondent banks and other FMIs, with expected flows continuously matched to actual credit and debit advice.
Configurable alerts notify Treasury, Risk and Operations teams when predefined conditions are met. Role-based dashboards allow rapid investigation of unexpected balance movements, payment delays or shifts in counterparty behaviour.
These capabilities support real-time intraday liquidity oversight and alignment with ECB supervisory expectations.
Download the ECB Intraday Liquidity Alignment Brief
Download the briefing to see how Baton’s monitoring, forecasting and outflow management capabilities support ECB intraday liquidity risk management principles.
Baton’s Modular Alerting and Monitoring Tools for Intraday Liquidity Management
Balance Manager
A consolidated real-time view of balances across all providers.
Balance Manager aggregates and normalises balance data from account providers, including nostro, vostro, custody and CCP accounts, providing a consistent, real-time view of liquidity positions.
Outcome: A single trusted view of balances that supports faster liquidity decisions and stronger regulatory assurance.
Key Capabilities:
- Consolidates balance data across banks, CCPs and liquidity venues
- Maintains a continuous intraday view of balance updates across all accounts
- Stores time-stamped historic balance movements for audit, reporting and analysis
Exposure Manager
Continuous matching of payments and receipts with confirmed settlement activity.
Exposure Manager correlates expected payments and receipts with credit and debit notifications, providing a verified view of outstanding counterparty exposures and obligations, with traceability to the underlying transactions.
Outcome: Clear visibility of outstanding receipts and obligations, supporting earlier identification of settlement risk and stronger intraday liquidity oversight.
Key Capabilities:
- Continuous reconciliation using settlement notifications such as MT900s, MT910s or ISO20022 messages, or data received in an XML, JSON, CSV or PDF format.
- Counterparty behavioural analytics highlighting irregular payment patterns.
- Exposure views by counterparty, currency, and value date with full traceability.
Explore More About Controlled Payment Release Driven by Live Settlement Data and Accurate Forecasting
Alerts Manager
Configurable alerts that highlight emerging liquidity risks and operational exceptions.
Alerts Manager continuously monitors balances, exposures and payment activity, notifying relevant teams when predefined conditions are met – providing early visibility of potential shortfalls, unusual payment activity and settlement delays.
Key Capabilities:
- Configurable alert rules based on thresholds, projections and payment activity
- Role-based notifications to Treasury, Risk and Operations through preferred channels
- Alerts showing ownership, status and resolution progress
- Contextual investigation through drill-down dashboards and transaction traceability
Outcome: Earlier identification of emerging liquidity pressures and operational risks, enabling faster intervention and proactive management of potential overdrafts, funding squeezes or failed payments.
Define • Detect • Act
Discover how Baton’s alerts transform data into
real-time liquidity control
Accurate, timely and focused alerts powered by real-time data.
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- Act on What Matters Most: Prioritise the issues requiring your attention. Set conditions and thresholds so you’re alerted to the conditions that matter most.
- Role-Specific Focus: Intelligently route alerts to the right teams and personnel, such as treasury, operations, risk or compliance.
- Ownership and Escalation: Each alert has an owner, an activity log, and a live status to enable timely remediation and transparent accountability.
- Collaboration and Oversight: Add comments and context within the alert. Managers can track actions, progress and resolution in real-time.
- Low-Code Agility: Business users can define and modify alert rules quickly, without relying on scarce development resource and extended release cycles.
Outcome: Real-time, role-specific alerts that strengthen risk control and enable growth.
Deploy capital with precision, intraday.
Capital Efficiency
Be alerted to market-wide or counterparty-specific activity that deviates from the norm, so you can recalibrate your processes accordingly.
Pro-active Management of Potential Fails
Be alerted to potential settlement fails as cutoffs approach, with traceability back to the underlying counterparty and business line for escalation and management.
Outcome: Reduce funding costs, identify and promptly react to external events, redeploy liquidity faster and increase capital efficiency.
Prevent settlement failures, exceptions and bottlenecks before they occur.
Payment Failure Prevention
Be alerted to payments at risk, with context on the cause of potential failure, so you can take action before it occurs.
Exception Processing
Flag payments requiring manual intervention as they occur, so they can be actioned faster.
Workflow Deviations
Identify transactions that deviate from expected paths or exceed normal processing times for rapid investigation.
Operational Bottleneck Detection
Detect build-ups in queues early so you can reallocate resources and restore flow.
Outcome: Fewer breaks, faster resolution and stronger operational control.
Baton’s alerting framework strengthens risk control by providing immediate, context-sensitive visibility of exposures and operational deviations.
Outcome: Data-driven alert management aligned with evolving regulatory expectations.
Baton’s configurable alerts turn real-time liquidity data into precise, actionable intelligence.
Anticipate. Prioritise. Resolve.
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- Optimise capital deployment
- Prevent settlement failures
- Automate rules-based escalation
- Strengthen resilience
Did You Know, our Monitoring Tools and Alerts are Built into our Intraday Liquidity Management Solution as Standard?
Multi-Format Data Compatibility
Effortlessly ingest account data received in various formats including via SWIFT MT and XML built in as standard for Baton’s Balance Manager and Exposure Manager, enabling seamless integration with existing systems and workflows.
Need additional formats? No problem.
Baton’s Integration Manager allows you to easily customise data ingestion using a low-code, drag-and-drop interface for multiple additional formats allowing for quick, scalable integrations.
Modular Deployment and Incremental Value
Baton’s monitoring capabilities are modular and can be deployed incrementally without requiring upstream system changes or a full operating model redesign.
The platform operates as a secure cloud-native overlay, integrating with existing treasury, payments and risk infrastructure rather than replacing it.
Institutions can begin with the currencies, entities or flows where intraday risk is most material and expand coverage over time without reworking earlier integrations.
This approach reduces implementation effort, accelerates time-to-value and allows institutions to strengthen intraday liquidity controls progressively.
Integrated Monitoring and Alerts
Balance Manager, Exposure Manager and Alerts Manager together provide the real-time insight and control layer for Baton’s intraday liquidity management platform. This integrated view of balances, exposures and settlement activity supports accurate forecasting, disciplined payment control and more efficient use of liquidity.
Result: Stronger intraday control, reduced funding requirements and improved capital efficiency.
