Monitoring Tools for Intraday Liquidity Management
Real-time insight into balances, exposures, and outstanding obligations – driving precision forecasting, automated payment controls and optimised liquidity strategies
Real-Time Visibility for Smarter Liquidity and Collateral Control
Liquidity, treasury, and collateral teams can’t optimise what they can’t see.
Baton’s Monitoring Tools for Intraday Liquidity Management – including Balance Manager, Exposure Manager and Baton’s integrated Workflows and Alerts – provide the data and transparency needed to confidently automate and optimise intraday liquidity.
With a single consolidated view of all balances, exposures and obligations institutions can forecast intraday liquidity needs with precision, sequence payments dynamically, and orchestrate settlements safely and transparently – reducing funding costs and strengthening operational control.
Monitoring Tools that Enable Confident Intraday Liquidity Decisions
Enterprise-Wide Liquidity Oversight
View all liquidity positions across central banks, nostro and vostro accounts, CCPs and carry brokers in one application. Identify where liquidity sits, where it’s needed, and deploy funds without delay.
Continuous Matching
Align expected payments and receipts with actual debits and credits to maintain a live, accurate picture of settled and outstanding exposures and obligations at the product, counterparty, legal entity and business level.
Early Detection of Stress
Anomaly detection tools raise alerts when market or counterparty behaviour diverges from expected norms, providing early warning of developing liquidity or settlement risk.
Audit-Ready Transparency
Access time-stamped transaction data, providing early warning of developing liquidity or settlement risk.
Result: Clear, actionable visibility across all cash and collateral positions – tightening intraday controls, improving capital efficiency, and reducing funding requirements.
Balance Manager: Complete, Connected Account Visibility
Balance Manager automatically consolidates and normalises data from your account providers across account types (nostro, vostro, custody, CCPs and carry brokers), legal entities, and currencies into a single format. It delivers a trusted source of truth reflecting every intraday movement and reconciling calculated balances back to statements whenever these are made available.
Regulators expect institutions to have access to complete, real-time data and time-stamped historic data on balances and movements. Balance Manager not only meets this standard – it enables treasury, liquidity, and collateral teams to focus on managing liquidity, not hunting for data.
Core Capabilities
- Integrates account information from banks, CCPs, and carry brokers into a consistent, analysis-ready structure.
- Maintains a continuous, accurate view of all balance updates across all venues throughout the trading day.
- Retains every movement storing time-stamped historic data for full traceability, supporting audit, regulatory reporting and trend analysis.
Value Delivered
- Actionable data to optimise liquidity deployment, reduce funding needs, and limit over-collateralisation.
- Accurate inputs for precision forecasting, LCR management, strategy development and regulatory assurance.
Outcome: A single, trusted view of liquidity – enabling faster, defensible decisions and measurable capital efficiency.
Exposure Manager: Real-time Matching and Counterparty Insight
Most institutions have little real-time visibility into the progress of individual payments and receipts. The reconciliation process typically occurs well after payment windows are closed – far too late to inform same-day decisions about releasing payments and funding requirements.
Exposure Manager closes this gap. Using automated matching tools and processes it continuously correlates expected payments and receipts with actual credits and debits, providing a verified, real-time view of outstanding counterparty exposures and obligations with traceability back to the underlying transactions to inform liquidity forecasting, payment sequencing, and capital allocation.
Core Capabilities
- Continuous Reconciliation using debit and credit notifications such as MT900s, MT910s or ISO20022 messages, or data recieved in an XML, JSON, CSV or PDF format available straight out of the box.
- Adaptive Matching that learns from previous approvals, refining matching logic to improve accuracy over time.
- Counterparty behavioural analytics detecting irregular timings, amounts, or patterns in payment activity.
- Multi-dimensional exposure views by counterparty, currency, and value date with full traceability.
Value Delivered
- Real-time visibility of completed and outstanding transactions to support proactive intraday liquidity control.
- Early identification of outstanding receipts enables liquidity managers to assess exposure and determine whether to secure alternative funding.
- Continuous monitoring of counterparty behaviour allowing Credit Risk Officers to detect impending or actual settlement failures in real time.
- Historical Insight that helps business owners identify counterparties creating recurring drains on intraday liquidity.
Outcome: Verified, real-time visibility into cash movements and exposures – enabling faster, well-informed decisions and stronger control in both business-as-usual and stressed-market conditions.
Read Our Latest Blog Post – Intraday Liquidity Monitoring: Harnessing Real-Time and Historic Data
Discover how firms are transforming intraday liquidity monitoring by combining real-time insight with historic data for optimal control and efficiency.
Multi-Format Data Compatibility
Effortlessly ingest account data received in various formats including via SWIFT MT and XML built in as standard for Baton’s Balance Manager and Exposure Manager, enabling seamless integration with existing systems and workflows.
Need additional formats? No problem.
Baton’s Integration Manager allows you to easily customise data ingestion using a low-code, drag-and-drop interface for multiple additional formats allowing for quick, scalable integrations.
Read our article – Cut Integration Timelines:
Baton’s Low-code Data Integration Tool
Workflows and Alerts: From Insight to Action
Automated configurable workflows replace manual intervention, linking monitoring directly to execution.
Alerts flag deviations in balances, exposures or counterparty behaviour, prompting immediate review and response.
Integrated across real-time Baton’s Liquidity Management platform, these workflows power forecasting accuracy, payment sequencing, and controlled settlement – all driven by trusted, real-time data.
Outcome: Faster decisions, fewer manual steps and assured control of liquidity and collateral movements.
Workflows and Alerts
Baton’s configurable workflows and alerts enable real-time control and automation for liquidity management.
• Define • Detect • Act
From Data to Real-Time Liquidity Control
Real-time, configurable alerts that transform visibility into control.
Baton’s real-time, configurable alerts give funding and liquidity stakeholders the power to act, not react.
Driven by high-quality, real-time and historic data, Baton’s alerts deliver accurate, role-specific insights across balances, exposures and obligations.
You decide what matters.
Avoid information overload. Define thresholds and conditions that reflect your priorities, so you are alerted only to the events that require your attention in real-time through your preferred channels.
Each alert shows clear ownership, current status and resolution progress. See when an issue is picked up, under review and closed. No/low-code tools allow you to define or adjust alert rules without developer support.
Define. Detect. Act.
Early warning, not after the fact.
Real-time, context-sensitive alerts surface emerging issues, such as shortfalls, unusual payment activity and pattern deviations, so leaders can intervene proactively to manage potential overdrafts, funding squeezes or failed payments.
Accurate, timely and focused alerts powered by real-time data.
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Act on What Matters Most: Prioritise the liquidity, settlement and risk issues requiring your attention. Set conditions and thresholds so you’re alerted to the conditions that matter most.
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Role-Specific Focus: Intelligently route alerts to the right teams and personnel, such as treasury, operations, risk or compliance.
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Ownership and Escalation: Each alert has an owner, activity log and live status to enable timely remediation and transparent accountability.
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Collaboration and Oversight: Add comments and context within the alert. Managers can track actions, progress and resolution in real-time.
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Low-Code Agility: Business users can define and modify alert rules quickly, without relying on scarce development resource and extended release cycles.
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Outcome: Accurate, relevant and accountable alerts that enable proactive liquidity control.
Deploy capital with precision, intraday.
Funding Optimisation
Be alerted when actual or anticipated liquidity levels stray outside your defined thresholds, enabling reduced funding costs and buffers, as well as proactive redeployment of excess balances.
Capital Efficiency
Be alerted to market-wide or counterparty-specific activity that deviates from the norm, so that you can recalibrate your on processes accordingly.
Pro-active Management of Potential Fails
Be alerted to potential settlement fails as cutoffs approach, with traceability back to the underlying counterparty and business line for escalation and management.
Outcome: Reduce funding costs, identify and react to external events, redeploy liquidity faster and increase capital efficiency.
Prevent settlement failures, exceptions and bottlenecks before they occur.
Payment Failure Prevention
Be alerted to payments at risk, with context on the cause of potential failure, so you can take action before it occurs.
Automated Escalation
Have confidence that you and your management team are being promptly notified of issues that require escalation, so you can focus on solving issues rather than worrying about escalation.
Exception Processing
Flag payments requiring manual intervention as they occur, reducing post-settlement reconciliation effort and improving STP.
Workflow Deviations
Identify transactions that deviate from expected paths or exceed normal processing times for rapid investigation.
Operational Bottleneck Detection
Detect build-ups in queues or manual review stages early to reallocate resources and restore flow.
Outcome: Fewer breaks, faster resolution and stronger operational control.
Baton’s alerting framework strengthens risk control by providing immediate, context-sensitive visibility of exposures and operational deviations.
Demonstrate Control
Remove a key risk from regulatory or internal audit inspections by demonstrating control and accountability with a full audit trail for all in-scope issues.
Stress Scenario Detection
Identify activity patterns that resemble stress conditions and automatically trigger contingency actions.
Governance Oversight
Escalate when risk indicators breach limits, with full audit trails of ownership, commentary and resolution.
Outcome: Data-driven, real-time control aligned with global regulatory expectations.
Baton’s configurable alerts turn real-time liquidity data into precise, actionable intelligence.
Anticipate. Prioritise. Resolve.
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Optimise capital deployment
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Prevent settlement failures
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Automate rules-based escalation
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Strengthen resilience
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Balance Manager, Exposure Manager, Workflows, and Alerts — all built into Baton’s Intraday Liquidity Management Solution
Integrated Monitoring: Reducing Funding Costs and Strengthening Control
Baton’s monitoring tools form the data foundation of the Intraday Liquidity Management platform, delivering the precision insight required to cut funding costs and optimise capital efficiency.
Forecasting Precision
Anticipate liquidity and collateral needs earlier to reduce peak net outflows
Smart Sequencing
Prioritise critical payments and minimise intraday funding requirements.
Controlled Orchestration
Ensure obligations are settled efficiently and traceably.