Real-time Insights with Monitoring Tools for Intraday Liquidity Management
Gain real-time insights into balances, exposures, and outstanding obligations – driving precision forecasting, automated payment controls and optimised liquidity strategies
Real-Time Visibility for Smarter Liquidity and Collateral Control
Liquidity, treasury, and collateral teams can’t optimise what they can’t see. Baton’s Monitoring Tools for Intraday Liquidity Management – including Balance Manager, Exposure Manager and Baton’s integrated Workflows and Alerts – provide the data and transparency needed to confidently manage, automate and optimise intraday liquidity.
With a single consolidated view of all balances, exposures and obligations financial institutions can forecast intraday liquidity needs with precision, sequence payments dynamically, and orchestrate settlements safely and transparently – reducing funding costs and strengthening operational control.
Monitoring Tools for Intraday Liquidity that Enable Confident Decisions
Enterprise-Wide Liquidity Oversight
View all liquidity positions across central banks, nostro and vostro accounts, CCPs and carry brokers in one application. Identify where liquidity sits, where it’s needed, and deploy funds without delay.
Continuous Matching
Align expected payments and receipts with actual debits and credits to maintain a live, accurate picture of settled and outstanding exposures and obligations at the product, counterparty, legal entity and business level.
Early Detection of Stress
Anomaly detection tools raise alerts when market or counterparty behaviour diverges from expected norms, providing early warning of developing liquidity or settlement risk.
Audit-Ready Transparency
Access time-stamped transaction data, providing early warning of developing liquidity or settlement risk.
Result: Clear, actionable visibility across all cash and collateral positions – tightening intraday controls, improving capital efficiency, and reducing funding requirements.
Balance Manager: Complete, Connected Account Visibility
Balance Manager automatically consolidates and normalises data from your account providers across account types (nostro, vostro, custody, CCPs and carry brokers), legal entities, and currencies into a single format. It delivers a trusted source of truth reflecting every intraday movement and reconciling calculated balances back to statements whenever these are made available.
Regulators expect institutions to have access to complete, real-time data and time-stamped historic data on balances and movements. Balance Manager not only meets this standard – it enables treasury, liquidity, and collateral teams to focus on managing liquidity, not hunting for data.
Core Capabilities
- Integrates account information from banks, CCPs, and carry brokers into a consistent, analysis-ready structure.
- Maintains a continuous, accurate view of all balance updates across all venues throughout the trading day.
- Retains every movement storing time-stamped historic data for full traceability, supporting audit, regulatory reporting and trend analysis.
Value Delivered
- Actionable data to optimise liquidity deployment, reduce funding needs, and limit over-collateralisation.
- Accurate inputs for precision forecasting, LCR management, strategy development and regulatory assurance.
Outcome: A single, trusted view of liquidity – enabling faster, defensible decisions and measurable capital efficiency.
Exposure Manager: Real-time Matching and Counterparty Insight
Most institutions have little real-time visibility into the progress of individual payments and receipts. The reconciliation process typically occurs well after payment windows are closed – far too late to inform same-day decisions about releasing payments and funding requirements.
Exposure Manager closes this gap. Using automated matching tools and processes it continuously correlates expected payments and receipts with actual credits and debits, providing a verified, real-time view of outstanding counterparty exposures and obligations with traceability back to the underlying transactions to inform liquidity forecasting, payment sequencing, and capital allocation.
Core Capabilities
- Continuous Reconciliation using debit and credit notifications such as MT900s, MT910s or ISO20022 messages, or data recieved in an XML, JSON, CSV or PDF format available straight out of the box.
- Adaptive Matching that learns from previous approvals, refining matching logic to improve accuracy over time.
- Counterparty behavioural analytics detecting irregular timings, amounts, or patterns in payment activity.
- Multi-dimensional exposure views by counterparty, currency, and value date with full traceability.
Value Delivered
- Real-time visibility of completed and outstanding transactions to support proactive intraday liquidity control.
- Early identification of outstanding receipts enables liquidity managers to assess exposure and determine whether to secure alternative funding.
- Continuous monitoring of counterparty behaviour allowing Credit Risk Officers to detect impending or actual settlement failures in real time.
- Historical Insight that helps business owners identify counterparties creating recurring drains on intraday liquidity usage.
Outcome: Verified, real-time visibility into cash movements and exposures – enabling faster, well-informed decisions and stronger control in both business-as-usual and stressed-market conditions.
Define • Detect • Act
Discover how Baton’s alerts transform data into
real-time liquidity control
Accurate, timely and focused alerts powered by real-time data.
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- Act on What Matters Most: Prioritise the issues requiring your attention. Set conditions and thresholds so you’re alerted to the conditions that matter most.
- Role-Specific Focus: Intelligently route alerts to the right teams and personnel, such as treasury, operations, risk or compliance.
- Ownership and Escalation: Each alert has an owner, an activity log, and a live status to enable timely remediation and transparent accountability.
- Collaboration and Oversight: Add comments and context within the alert. Managers can track actions, progress and resolution in real-time.
- Low-Code Agility: Business users can define and modify alert rules quickly, without relying on scarce development resource and extended release cycles.
Outcome: Real-time, role-specific alerts that strengthen risk control and enable growth.
Deploy capital with precision, intraday.
Capital Efficiency
Be alerted to market-wide or counterparty-specific activity that deviates from the norm, so you can recalibrate your processes accordingly.
Pro-active Management of Potential Fails
Be alerted to potential settlement fails as cutoffs approach, with traceability back to the underlying counterparty and business line for escalation and management.
Outcome: Reduce funding costs, identify and promptly react to external events, redeploy liquidity faster and increase capital efficiency.
Prevent settlement failures, exceptions and bottlenecks before they occur.
Payment Failure Prevention
Be alerted to payments at risk, with context on the cause of potential failure, so you can take action before it occurs.
Exception Processing
Flag payments requiring manual intervention as they occur, so they can be actioned faster.
Workflow Deviations
Identify transactions that deviate from expected paths or exceed normal processing times for rapid investigation.
Operational Bottleneck Detection
Detect build-ups in queues early so you can reallocate resources and restore flow.
Outcome: Fewer breaks, faster resolution and stronger operational control.
Baton’s alerting framework strengthens risk control by providing immediate, context-sensitive visibility of exposures and operational deviations.
Outcome: Data-driven alert management aligned with evolving regulatory expectations.
Baton’s configurable alerts turn real-time liquidity data into precise, actionable intelligence.
Anticipate. Prioritise. Resolve.
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- Optimise capital deployment
- Prevent settlement failures
- Automate rules-based escalation
- Strengthen resilience
Did You Know, Our Monitoring Tools for Intraday Liquidity Management are Built into our Intraday Liquidity Management Solution as Standard?
Multi-Format Data Compatibility
Effortlessly ingest account data received in various formats including via SWIFT MT and XML built in as standard for Baton’s Balance Manager and Exposure Manager, enabling seamless integration with existing systems and workflows.
Need additional formats? No problem.
Baton’s Integration Manager allows you to easily customise data ingestion using a low-code, drag-and-drop interface for multiple additional formats allowing for quick, scalable integrations.
Read Our Latest Blog Post: Intraday Liquidity Monitoring: Harnessing Real-Time and Historic Data
Integrated Monitoring: Reducing Funding Costs and Strengthening Control
Our monitoring tools for intraday liquidity management – Balance Manager, Exposure Manager, Workflows, and Alerts – together form the data foundation of our Intraday Liquidity Management platform. Powering accurate forecasting, optimised payment sequencing, and controlled settlement activity, these tools provide the precision insight institutions need to cut funding costs and optimise capital efficiency.
Forecasting Precision
Anticipate liquidity and collateral needs earlier to reduce peak net outflows
Smart Sequencing
Prioritise critical payments and minimise intraday funding requirements.
Controlled Orchestration
Ensure obligations are settled efficiently and traceably.