Real-Time Intraday Liquidity Management

Real-Time, Enterprise-Wide Intraday Liquidity Monitoring

Gain a single source of truth for liquidity with live visibility of balances, exposures, credit facilities, and obligations across currencies, entities and counterparties – all in one platform:

• Real-time monitoring of balances, payments, and collateral positions
• End-of-day projections and throughput tracking
• Instant alerts for limit breaches or abnormal counterparty behaviour
• Time-stamped historic transaction traceability for faster investigations

Benefit: Enables data-driven, real-time liquidity decisions – reducing reliance on intraday credit and eliminating systemic overfunding.

Precision Liquidity
Forecasting

Predict when and where liquidity will be needed with precision.

Baton’s predictive analytics use real-time and historical data, payment patterns, and behavioural payment analytics to accurately anticipate inbound payment timings, and determine when and where, long and short balances will likely arise – and for how long.

Benefit: Treasuries can reduce volatility in net outflows, lower LCR buffer requirements, more profitably redeploy available assets and plan funding more efficiently.

Netting, Smart Payment
Sequencing & Settlement Orchestration

Access automated, programmable controls to manage outflows in real time with:

• Dynamic payment sequencing to prioritise time-sensitive obligations and stabilise cash flows
• Automated netting and payment splitting across asset classes
• Safe and transparent settlement orchestration ensuring controlled execution based on time, priority and fund availability

Benefit: Intelligent orchestration smooths payment flows, reduces peak outflows, and minimises liquidity strain and intraday funding costs.

Historical Insights
& Traceability

Every transaction is timestamped, auditable, and traceable. 

Baton’s deep analytics provide insight into how and when liquidity is consumed by counterparty, business line, or market event:

• Drill down to analyse liquidity drivers and payment lineage
• Access data-driven insights to predict cash ladders
• Identify client behavioural trends affecting intraday liquidity during stress

Benefit: Leverage historical data to uncover forward-looking liquidity insights – improving forecasting accuracy, enabling proactive funding strategies, and strengthening resilience.

Counterparty & Business-Line Liquidity Analysis

Understand how liquidity is consumed and generated across your organisation.

Baton’s analytics reveal how counterparties and business lines influence overall liquidity use.:

• Analysing time-stamped liquidity profiles by customer, entity, or business line
• Assessing how individual counterparties affect available liquidity
• Identifying cross-entity inefficiencies and dependencies

Benefit: Deeper insight enables more accurate liquidity allocation, better pricing, and stronger internal decision-making.

Stress Testing &
Scenario Modelling

Model and prepare for liquidity pressures with scenario-based simulations: 

• Simulate market-wide, operational, and counterparty-specific stress scenarios
• Assess liquidity throughput and buffer adequacy across currencies and entities. Model the performance of propsoed new payment strategies using your own data
• Use this insight to test and refine contingency plans against supervisory expectations

Benefit: Treasuries can demonstrate robust liquidity resilience and maintain confidence in volatile markets.