Monitoring Tools for Intraday Liquidity: Enabling Active Liquidity Control
Enterprise-wide, real-time liquidity oversight for precise funding, greater control and improved capital efficiency.
Control Intraday Liquidity with Precision – Not Assumptions
Liquidity is becoming harder to control – and more expensive when you get it wrong.
Measuring and managing intraday liquidity using fragmented or delayed data, forces decisions based on expected positions vs actual balances – resulting in excessive intraday liquidity buffers, higher funding requirements and increased liquidity risk.
Baton’s intraday liquidity monitoring tools provide a single, verified, real-time view of cash positions and liquidity, and the insight required to inform real-time funding, collateral and payment decisions – enabling treasury teams to proactively control intraday shifts, reduce funding drag and optimise capital efficiencies.
Built to support ECB intraday liquidity risk sound practices and BCBS 248 monitoring tools for intraday liquidity management.
Intraday Liquidity Monitoring in Practice
As settlement becomes continuous, liquidity will move 24/7 and effective liquidity control will depend on:
- Real-time visibility across liquidity sources and uses
- Continuous reconciliation of expected and confirmed settlement activity
- The ability to respond dynamically as conditions change
Together, these capabilities provide the insight required to support more precise funding and optimise liquidity use as positions evolve.
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Baton Intraday Liquidity Specialist
Evaluating intraday monitoring tools or liquidity control? Complete the form and a member of our team will contact you.
Enterprise-Wide Intraday Liquidity Monitoring and Control
Baton provides a transaction-level, real-time view of intraday liquidity across accounts, entities and payment infrastructures, detailing:
- Live balances across central bank, nostro and vostro accounts
- Intraday inflows and outflows by currency and entity
- Intraday and end-of-day projections, including LNNCP
- Available liquidity, including qualifying collateral and credit lines
- Coverage across Real-Time Gross Settlement (RTGS) systems, correspondent banks and other financial market infrastructures (FMIs)
Expected payment flows are continuously matched against confirmed settlement activity – providing a verified view of available liquidity. Live and historical settlement data can be used to improve forecast accuracy, and provides the context needed to inform the controlled release of payment instructions.
With Baton’s monitoring tools Treasury teams can:
- Identify and release trapped liquidity
- Attribute liquidity consumption to counterparties, business lines and activities
- Detect emerging and projected liquidity shortfalls earlier
- Take timely funding, collateral mobilisation or payment sequencing actions
- Reduce buffers driven by intraday uncertainty
Result: More precise capital deployment, reduced funding reliance and stronger intraday liquidity control.
Real-Time Intraday Liquidity Alerts for Active Control
Real-time monitoring only delivers value when paired with timely, actionable alerts. Baton enables treasury, risk and operations teams to detect emerging conditions, investigate drivers and act quickly – supporting timely and controlled intervention.
Enterprise-wide Oversight
Maintain a consistent, real-time view of liquidity positions and flows spanning accounts, entities and currencies, shared across treasury, risk and operations teams.
Targeted Risk Identification
Identify deviations in balance movements, emerging liquidity pressure and settlement activity – including delayed or at-risk payments and changes in counterparty behaviour.
Traceability and Investigation
Access time-stamped, transaction-level data with full traceability of payments and exposures – supporting investigations and identification of net peak outflow drivers.
All alerts are powered by reconciled, real-time data and linked directly to underlying transactions – enabling rapid investigation and controlled response.
Aligned with ECB Intraday Liquidity Sound Practices and BCBS248
The ECB’s Sound Practices for Managing Intraday Liquidity Risk, which build on BCBS248, require real-time monitoring of payment flows, identification of unexpected intraday liquidity needs and oversight of available liquidity resources.
Baton supports these requirements through consolidated real-time monitoring of balances, payment flows and projections, combined with alerts, drill-down investigation and role-based oversight.
For non-material currencies, intraday usage and LNNCP can be reviewed retrospectively.
Download Baton’s ECB Intraday Liquidity Alignment Brief
See how Baton enables supervisory-aligned intraday liquidity monitoring, forecasting and control.
Explore Baton’s Modular Alerting and Monitoring Tools for Intraday Liquidity
Balance Manager
Gain a consolidated real-time view of balances across all accounts.
Balance Manager aggregates and normalises balance data recieved from all account providers, including nostro, vostro, custody and CCP accounts, providing a consistent, real-time view of liquidity positions.
Outcome: A single trusted view of balances that supports faster liquidity decisions and stronger regulatory assurance.
Key Capabilities:
- Consolidates balance data across banks, CCPs and liquidity venues
- Maintains a continuous intraday view of balance updates across all accounts
- Stores time-stamped historic balance movements for audit, reporting and analysis
Exposure Manager
Continuous matching of payments and receipts with confirmed settlement activity.
Exposure Manager reconciles expected payments and receipts with credit and debit notifications, providing a verified view of outstanding counterparty exposures and obligations, with traceability to the underlying transactions.
Outcome: Clear visibility of outstanding receipts and obligations, supporting earlier identification of settlement risk and deeper insight into the drivers of intraday liquidity consumption.
Key Capabilities:
- Continuous reconciliation using settlement notifications such as MT900s, MT910s or ISO20022 messages, or data received in an XML, JSON, CSV or PDF format.
- Counterparty behavioural analytics highlighting irregular payment patterns.
- Exposure views by counterparty, currency, and value date with full traceability.
- Liquidity consumption insight: Visibility of payment flows and settlement activity with traceability to underlying transactions, enabling treasury teams to analyse liquidity consumption across counterparties, business lines or market events.
Alerts Manager
Configurable alerts that highlight emerging liquidity risks and operational exceptions.
Baton’s Alerts Manager continuously monitors balances, exposures and payment activity, notifying relevant teams when predefined conditions are met – providing early visibility of potential shortfalls, unusual payment activity and settlement delays.
Key Capabilities:
- Configurable alert rules based on thresholds, projections and payment activity
- Role-based notifications sent to Treasury, Risk and Operations through preferred channels
- Alerts showing ownership, status and resolution progress
- Contextual investigation through drill-down dashboards and transaction traceability
Outcome: Earlier identification of emerging liquidity pressures and operational risks, enabling faster intervention and proactive funding, collateral mobilisation or payment sequencing before liquidity pressure materialises.
Define • Detect • Act
Discover how Baton’s alerts transform data into
real-time liquidity control
Accurate, timely and focused alerts powered by real-time data.
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- Act on What Matters Most: Prioritise the issues requiring your attention. Set conditions and thresholds so you’re alerted to the conditions that matter most.
- Role-Specific Focus: Intelligently route alerts to the right teams and personnel, such as treasury, operations, risk or compliance.
- Ownership and Escalation: Each alert has an owner, an activity log, and a live status to enable timely remediation and transparent accountability.
- Collaboration and Oversight: Add comments and context within the alert. Managers can track actions, progress and resolution in real-time.
- Low-Code Agility: Business users can define and modify alert rules quickly, without relying on scarce development resource and extended release cycles.
Outcome: Real-time, role-specific alerts that strengthen risk control and enable growth.
Deploy capital with precision, intraday.
Capital Efficiency
Be alerted to market-wide or counterparty-specific activity that deviates from the norm, so you can recalibrate your processes accordingly.
Pro-active Management of Potential Fails
Be alerted to potential settlement fails as cutoffs approach, with traceability back to the underlying counterparty and business line for escalation and management.
Outcome: Reduce funding costs, identify and promptly react to external events, redeploy liquidity faster and increase capital efficiency.
Prevent settlement failures, exceptions and bottlenecks before they occur.
Payment Failure Prevention
Be alerted to payments at risk, with context on the cause of potential failure, so you can take action before it occurs.
Exception Processing
Flag payments requiring manual intervention as they occur, so they can be actioned faster.
Workflow Deviations
Identify transactions that deviate from expected paths or exceed normal processing times for rapid investigation.
Operational Bottleneck Detection
Detect build-ups in queues early so you can reallocate resources and restore flow.
Outcome: Fewer breaks, faster resolution and stronger operational control.
Baton’s alerting framework strengthens risk control by providing immediate, context-sensitive visibility of exposures and operational deviations.
Outcome: Data-driven alert management aligned with evolving regulatory expectations.
Baton’s configurable alerts turn real-time liquidity data into precise, actionable intelligence.
Anticipate. Prioritise. Resolve.
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- Optimise capital deployment
- Prevent settlement failures
- Automate rules-based escalation
- Strengthen resilience
Integrated Monitoring and Alerts for Real-time Liquidity Control
Baton’s Balance Manager, Exposure Manager and Alerts Manager operate as a single control layer, that can be used to connect liquidity insight directly to forecasting and the controlled release of payment instructions. Together, they enable treasury teams to translate liquidity consumption and settlement activity into funding, collateral and payment decisions – creating a continuous feedback loop throughout the day.
Result: A connected intraday liquidity capability supporting consistent execution, earlier intervention and more efficient use of liquidity.
Explore More About Controlled Payment Release Driven by Live Settlement Data and Accurate Forecasting
Modular and Incremental Deployments
Baton’s monitoring capabilities can be deployed incrementally as a control layer, integrating with existing treasury, payments and risk infrastructure without requiring upstream system changes or core system replacement.
The platform operates as a secure cloud-native overlay, integrating with existing treasury, payments and risk infrastructure rather than replacing it. Institutions can begin with the currencies, entities or flows where intraday risk is most material and expand coverage over time without reworking earlier integrations.
Result: Accelerated time-to-value and progressive strengthening of intraday liquidity control.
Did You Know, our Monitoring Tools and Alerts are Built into our Intraday Liquidity Management Solution as Standard?
Accelerate Data Integration
Maintaining a consistent, enterprise-wide view of intraday liquidity requires integrating data recieved in multiple formats. Baton’s Balance Manager and Exposure Manager effortlessly ingest account data in various formats including via SWIFT MT and XML to create a unified a unified view of balances, exposures and flows.
Additional data sources – including fragmented or non-standard formats – can be quickly onboarded using Baton’s low-code Integration Manager without complex integration effort.
Result: Rapid data integration and consistent, enterprise-wide coverage supporting accurate monitoring.
