Core-Payments® - Real-time payments insight and payment control

Enterprise-wide real-time visibility, traceability and automated, orchestrated control across all payments and settlements

Proven and being used in production by a tier 1 bank

Reduce Funding Costs and Settlement Risk with Real-time Intelligence and Payment Control

Relying on outdated, operationally intensive and costly post-trade processes that lack critical real-time payment insight or effective firm-wide payment controls, market participants are often unable to effectively respond to changing market conditions. As a result, intraday funding decisions are taken without an understanding of current payment balances and available liquidity, and outbound payments continue without the reassurance that counterparty payments have been reciprocated. This can generate funding challenges and unnecessary settlement risk exposure.

Baton’s payments processing solution, Core-Payments, has been designed to overcome these challenges and bring complete visibility and control to the end-to-end post-trade payment process. Reconciling payments in real-time, Core-Payments provides users with access to the real-time payment intelligence needed to make informed intraday funding, liquidity and risk management decisions and efficiently orchestrate the controlled and automated release of safe cash settlements across all business areas and payments flows.

Core-Payments: Redefine How You Run Your Payments Business.

Core-Payments at a Glance:

  • Real-time visibility of funding balances, available liquidity, inbound payments and outstanding obligations
  • Leveraging automated and real-time reconciliation of statements vs ledgers
  • Configurable, automated netting and pre-settlement affirmations
  • Real-time settlement risk exposure calculations, current and forecast funding requirements
  • Programmable and completely configurable, instant firm-wide payment hold and release controls
  • Automated, optimised and conditional smart payment sequencing

Increase Financial Resilience and Decrease Funding Requirements with Baton’s New Real-time Intraday Liquidity Management Capabilities

Reduce Intraday Funding Costs and Capital Footprint

Reconcile in real-time inbound and outbound payments for real-time visibility of funding balances and available liquidity. Armed with this insight and increased netting capabilities, orchestrate and optimise the timing and sequencing of wholesale payments and settlements to reduce intraday funding costs.

Enhanced Risk Management, Supervision and Compliance

Reduce settlement, operational and payments risk exposure with automated collaborative workflows, supplemented with alerts, direct access to real-time and historic settlement data, and no-code rules for increased payment control. By creating or editing these rules users can immediately stop, and manage the controlled release of, all required payments and settlements in times of market stress.

Reduce Operational Costs

Automating previously manually processes such as payment reconciliations, pre-settlement affirmations and payment netting, Core-Payments allows banks to increase operational efficiencies, reduce the costs associated with managing breaks and fails, and retire legacy technology stacks in a controlled manner.

Revenue Growth Opportunities

Scale your business without the capacity constraints often generated by manual and outdated operational and risk processes and legacy technologies.

Improve Client Satisfaction

Introduce flexible and automated post-trade processes that more effectively meet client requirements. Increase payment control by identifying potential failures before they happen, and more swiftly resolve issues with access to real-time data.

Future Proof Your Payments Business

Accelerate post-trade processes to accommodate shorter settlement cycles, with holistic visibility and control across both fiat and tokenised asset flows with solutions able to interoperate with new messaging standards and processes.

Learn More About How Core-Payments Could Help Your Team


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Learn about Baton's CORE solutions for FX Settlement, Liquidity and Collateral Management

On-Demand FX PvP Settlement                            

Safely settle bilateral FX trades when you want to and extend the benefits of PvP settlement across currencies and counterparties                                                  

FIND OUT MORE

Real-time Intraday Liquidity Management

Optimise intraday liquidity use, increase financial resiliency and reduce intraday funding costs with real-time visibility, traceability and control

FIND OUT MORE

Automated and Optimised Collateral Management      

Increase efficiencies, optimise allocations and expedite asset movements across major venues                                                                      

FIND OUT MORE

Contact our Experts

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