Payment Control Optimised
Core-Payments®: Real-time, enterprise-wide monitoring and control over outgoing payments and settlement flows
Proven and being used in production by a tier 1 bank
Outgoing Payment Control
Banks are under increased pressure to increase payment controls so they can minimise risk, optimise cash returns and make smarter funding decisions. However siloed, fragmented data, and manual post-trade processes generate challenges. Many struggle to aggregate and analyse the relevant, real-time data needed, and access the capabilities required, to effectively control outgoing payments. This leads to settlements driven by queue order, not safety or optimisation, increasing payment, liquidity, and settlement risks.
The Core-Payments® suite of modules is a scaleable solution designed to help banks manage and control outgoing payments, settlements, and intraday liquidity risks while optimising performance. Leveraging real-time enterprise-wide payments intelligence and detailed historical insights to power smart, automated and customisable workflows, alerts, and controls banks can efficiently execute safer automated, conditional and optimised settlements.
The result: Enterprise-wide payment and settlement oversight and control, enhanced operational resilience, increased agility, the ability to proactively mitigate risk and optimise funding strategies.
Optimise payment and settlement flows with real-time insight
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- Real-time monitoring of funding balances, available liquidity, inbound payments and outstanding obligations for effective data-driven decision making
- Automated, real-time payment matching software (reconciling statements vs ledgers) for increased position accuracy
- Orchestrate automated, optimised and conditional settlements powered by smart payment sequencing
- Drill down to trace granular, time-stamped historical transaction data for quicker identification of an issue’s root causes
- Automated, configurable netting and pre-settlement affirmation increasing efficiency and reducing risk
- Real-time settlement risk exposure metrics alongside current and forecast funding requirements to support proactive decision-making
- Configurable alerts and early warning indicators enabling automated, faster issue escalation and investigation
- Programmable and configurable, instant firm-wide hold and release payment controls
Discover Baton’s Next-Generation Real-time Intraday Liquidity Management Capabilities
Improve Risk Management: Payment and Operational
Automate workflows to reduce operational and payment risks with real-time anomaly detection and rule-based configurable payment controls to hold and release payments during periods of market stress. Be alerted to early warning indicators such as historic pattern deviations and trace the complete lineage of individual payments or exposures, drilling down into time-stamped transaction details to identify the issue’s root cause.
Benefits:
- Real-time alerts for delayed or failed payments
- Automated execution of low-code configurable payment hold/release rules
- Quicker issue root cause identification
Increase Intraday Liquidity Resilience
Monitor all liquidity positions in real time, accurately forecast and plan for intraday liquidity demands, more effectively meet payment obligations, prioritise outflows and increase financial resiliency even in volatile markets and stressed conditions.
Capabilities:
- Real-Time, enterprise-wide liquidity visibility
- Precision forecasting tools
- Configurable stress testing for higher financial resilience
Reduce Settlement Risk
Reduce settlement risk with automated and optimised payment controls such as our leading “Payment-on-Payment” (PoP) workflow. Our rule-driven system uses smart sequencing algorithms to ensure payments are processed safely and under the best conditions. Manage and control counterparty risks with real-time exposure monitoring and context-sensitive alerts.
Highlights:
- Implement Payment-on-Payment settlement logic for riskier counterparties
- Automated payment netting reduces value and volume of trades netted
- Real-time counterparty exposure monitoring
Learn more about meeting the FX Global Code’s updated FX settlement risk requirements
Increase Operational Efficiencies
Replace manual processes with smart automated workflows delivering improved accuracy, consistency and efficiency. Real-time validation ensures compliance, while automated payment netting, affirmations, and settlement splitting reduce costs and processing times. Create a scalable, reliable framework that boosts trust and system integrity.
Capabilities:
- Replace manual processes with automated, intelligent workflows
- Streamline and automate netting, affirmations and settlement splitting processes
- Build resilient and adaptable payment operations
Insights
Learn More About How Core-Payments Could Help Your Team
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Learn about Baton's CORE solutions for FX Settlement, Liquidity and Collateral Management
On-Demand FX PvP Settlement
Safely settle bilateral FX trades when you want to and extend the benefits of PvP settlement across currencies and counterparties
Real-time Intraday Liquidity Management
Optimise intraday liquidity use, increase financial resiliency and reduce intraday funding costs with real-time visibility, traceability and control
Automated and Optimised Collateral Management
Increase efficiencies, optimise allocations and expedite asset movements across major venues
Contact our Experts
To learn more about our post-trade solutions, please provide your details and one of our experts will contact you shortly