Optimise Intraday Liquidity Managementto Drive Growth

Critical Blind Spots Prevent Optimal Treasury Decision-Making

Without real-time visibility into enterprise-wide liquidity and obligations, firms struggle to make informed intraday liquidity management decisions. This limits their ability to quickly redeploy surplus funds to cut funding costs or capitalise on emerging intraday market opportunities.

Inaccurate Forecasting Undermines Efficiency

Firms cannot accurately forecast the inbound payment timings, limiting their ability to proactively mitigate liquidity shortfalls, reduce inflated liquidity buffers and efficiently manage account surpluses.

Slow Settlement Cycles Immobilise Capital

Liquidity trapped in slow settlement cycles remains immobilised, directly impacting capital efficiency and preventing strategic alignment between settlement processes and funding cycles.

Inefficient Workflows Impact Speed

Payment outflows cannot be optimally sequenced, hindering overall financial resource performance and preventing rapid liquidity redeployment.

Real-Time, Automated, Enterprise-wide Liquidity Monitoring

Implement an automated liquidity monitoring solution for real-time, comprehensive visibility across all financial resources.

• Gain consolidated oversight of balances, credit facilities, exposures, and obligations for more informed decision-making.
• Leverage real-time payment reconciliation and automated workflows to rapidly redeploy unencumbered liquidity, meeting urgent needs and unlocking opportunities to participate in emerging intraday FX swap and repo markets.

Precision Liquidity Forecasting and Dynamic Control

Accurately predict inbound payment timings and their impact on intraday liquidity to optimise usage:

• Accurately predict intraday liquidity swings to surface when and where long and short balances will likely arise – and for how long, by overlaying historical counterparty payment patterns with real-time flows.
• Then access automated capabilities to intelligently sequence outbound obligations to stabilise liquidity flows and avoid potential liquidity shortfalls.

Automated Smart Payment Sequencing and Programmable Payment Orchestration

Leverage intelligent, automated and conditional payment execution controls to ensure financial resources are optimally utilised throughout the day:

• Smart, Dynamic Payment Sequencing: Access automatically generated recommendations for optimal payment sequencing based on real-time and historical data and intraday liquidity forecasts.
• Programmable Payment Orchestration: Automatically schedule and release payment instructions based on predefined conditions (such as time, priority, or current fund availability) to ensure time-sensitive obligations are met and to maximise efficiency while minimising risk.

Proactive Risk Management with Automated Alerts

Be proactively notified to early warning indicators enabling issue escalation and remediation measures to be instigated faster:

• Be instantly notified should market or counterparty behaviours deviate from expected norms
• Recieve real-time alerts when critical thresholds are met.

Automated Netting and Payment Splitting

Alleviate liquidity pressures and enhance funding cycles by:

• Automating netting calculations and the affirmation of netted settlement amounts – increasing efficiencies and enabling netting across multiple asset classes.
• Use smart, collaborative workflows to automatically split settlements into agreed shapes.

On-Demand, Atomic, Settlement Network

Rapidly release trapped liquidity and align settlement timings with funding and liquidity cycles across global markets for more efficient fund recycling.

• Execute PvP settlements in minutes using our proven DLT that has safely settled over £13 trillion to date and is now powering a fiat-to-digital convergence-ready settlement network.

Analyse Counterparty and Business Line Liquidity Consumption

Analyse time-stamped liquidity profiles across customers, legal entities, products, and funding sources to assess how, for example, individual counterparties impact liquidity availability across business lines.