Real-time Intraday Liquidity Management

Proactively manage and control intraday liquidity risk, reduce funding costs and optimise liquidity with real-time visibility and control

Optimise Intraday Liquidity Management

Banks often struggle to mitigate intraday liquidity shortfalls or fully optimise intraday liquidity use due to outdated manual processes and siloed systems that limit real-time, enterprise-wide visibility. Real-time liquidity data often exists, but their inability to quickly aggregate and analyse it with additional insights hinder early warning detection. Challenges accurately predicting inbound payment timings and forecasting intraday demands further complicates matters, as does the lack of automated and controlled payment sequencing tools.

Baton’s modular intraday liquidity management software provides a real-time liquidity oversight and optimisation platform. Offering enterprise-wide visibility and control, institutions can monitor and manage cash positions with precision, cut funding costs, and strengthen financial resilience. With Baton banks benefit from:

Real-time, enterprise-wide, liquidity monitoring
Granular historical insights, payment traceability and analysis capabilities
Precision intraday liquidity demand forecasting tools
Real-time alerts and early warning indicators
Automated, optimised and conditional payment execution controls
Liquidity throughout monitoring and management tools
Extensive stress testing and scenario building capabilities

Discover how our intraday liquidity management solution could support your treasury team

Download more information about our modular intraday liquidity management software

Manage and Control Intraday Liquidity Risk

Streamline and simplify compliance with the ECB’s intraday liquidity risk management principles using Baton’s next-generation modular intraday liquidity risk software. Empowering financial institutions to accurately anticipate and plan for intraday liquidity demands, more effectively manage payment obligations, prioritise outflows, and boost operational efficiency even in volatile conditions.

Baton enables institutions to adopt a dynamic liquidity control system to proactively address intraday liquidity challenges and maintain financial stability. With the tools and capabilities to navigate intraday liquidity risks with precision and confidence, firms can address multiple aspects of the ECB’s seven sound practices through a single, integrated platform.

Download our Managing Intraday Liquidity Risk white paper

Meeting ECB Intraday Liquidity Risk Principles with Baton

Discover the Benefits: Baton’s intraday liquidity management software

Real-time, Enterprise-wide Liquidity Monitoring

Implement automated liquidity monitoring solutions to ensure real-time visibility and control over financial resources. Baton provides a 360-degree real-time view of all balances, credit facilities, exposures and obligations across the entire organisation via a single dashboard.

Proactively Manage Intraday Liquidity Demands

Leverage advanced liquidity analytics applications to gain insights into cash flow patterns, accurately forecast inbound payment timings and their projected impact on intraday liquidity. Then automatically optimise liquidity usage by intelligently sequencing outbound obligations to stabilise liquidity flows.

Take Control of Intraday Liquidity Stress

As markets change, quickly and accurately forecast how stressed conditions will impact intraday balances. Then use automatically generated smart sequencing recommendations to minimise potential shortfalls.

Smart, Automated and Controlled Payment Orchestration

Automatically orchestrate the scheduled release of payment instructions based on your required conditions – such as time, priority order, or other dependencies, such as current fund availability.

Automate Netting Calculations and Splitting Settlements

Automate netting calculations and affirmations of netted settlement amounts reducing manual intervention and enabling netting across multiple asset classes. And use smart, collaborative workflows to automatically split settlements into agreed shapes defined by the specific rules mutually agreed with your counterparties.

Analyse Counterparty and Business Line Liquidity Consumption

Using Baton’s Balance Manager, analyse time-stamped liquidity profiles across customers, legal entities, products, and funding sources to assess how, for example, individual counterparties impact liquidity availability across business lines.

Trace and Analyse Factors Impacting Intraday Liquidity

Drill down into individual liquidity flows, trace liquidity influencing factors and use data-driven insights to predict cash ladders and increase understanding of client behaviours in times of market stress.

Enhance Liquidity Stress Testing

Power extensive stress testing capabilities with real-time data and predictive analytics to evaluate and plan how intraday liquidity could be effectively stressed to increase financial resiliency in adverse conditions.