Real-time Intraday Liquidity Management

Powered by enterprise-wide real-time data, historic analysis, precision forecasting and intelligent, prioritised payment sequencing – Introducing the next generation of bank treasury management technology

Discover how our intraday liquidity management solution could support our treasury team

Download our Intraday Liquidity Management information sheet

Mitigate Intraday Liquidity Risk and Reduce Intraday Funding Costs

Treasury Managers today operate in a world that demands real-time, data-driven decisions, agility and effective controls. However, many struggle to fully leverage real-time data or implement automated, conditional controls to optimise intraday liquidity use, reduce funding costs and increase financial resiliency.

Baton’s Intraday Liquidity Management Solution provides Treasury Managers with the advanced technology needed to proactively manage intraday liquidity. With on-demand access to real-time and historical intelligence, predictive analytics and intelligent, automated and prioritised payment sequencing, Treasury Managers have the tools and capabilities to:

Accurately forecast intraday liquidity demands
Make more informed intraday funding decisions
Trace the lineage of individual transactions to identify intraday liquidity drivers
Rapidly reactivate working capital
Proactively stress and mitigate intraday liquidity risk
Monitor and manage liquidity throughput
Optimise and swiftly adjust intraday liquidity strategies

Baton’s Intraday Liquidity Management Solution: The Benefits

Reduce Intraday Funding Requirements

With a real-time, enterprise-wide view of all available liquidity sources, treasury managers can quickly and easily identify and redeploy recently reconciled assets to reduce borrowing needs. Treasury Managers can also accurately forecast intraday funding requirements and their impact on liquidity positions, and action recommendations for optimal outbound payment sequencing to avoid a liquidity shortfall.

With the ability to accurately predict, proactively manage and control liquidity demands using Baton’s intraday liquidity management solution, Treasury Managers can more effectively stabilise intraday cash flows and reassess the size of the intraday liquidity buffers.

Improve Intraday Liquidity Risk Management

Reduce the risk of a liquidity shortfall by accurately predicting intraday liquidity demands and then access smart sequencing capabilities to readjust the order in which payments are released. Be alerted to deviations in counterparty or market behaviour, then instantly access the real-time data-driven insights needed to mitigate risk proactively.

Furthermore, with access to extensive intraday liquidity stress-testing capabilities, create the wide range of scenarios needed to effectively stress test liquidity and assess how to increase your firm’s financial resilience.

More about the benefits of Baton’s approach to liquidity management:

Proactively Manage Intraday Liquidity Demands

Accurately forecast inbound payment timings and their projected impact on intraday liquidity. Then automatically optimise the sequence of outbound obligations to stabilise liquidity flows.

Take Control of Intraday Liquidity Stress

As markets change, quickly and accurately forecast how stressed conditions will impact intraday balances. Then use automatically generated smart sequencing recommendations to minimise potential shortfalls.

Rapidly Reactivate Available Capital

With a firm-wide, real-time view across all balances, credit facilities, exposures and obligations, recently reconciled, unencumbered assets can be quickly identified and rapidly redeployed.

Smart, Automated and Controlled Payment Orchestration

Automatically orchestrate the scheduled release of payment instructions based on your required conditions – such as time, priority order, or other dependencies, such as current fund availability.

Automate Netting Calculations and Splitting Settlements

Automate netting calculations and affirmations of netted settlement amounts reducing manual intervention and enabling netting across multiple asset classes. And use smart, collaborative workflows to automatically split settlements into agreed shapes defined by the specific rules mutually agreed with your counterparties.

Analyse Counterparty and Business Line Liquidity Consumption

Using Baton’s Balance Manager, analyse time-stamped liquidity profiles across customers, legal entities, products, and funding sources to assess how, for example, individual counterparties impact liquidity availability across business lines.

Trace and Analyse Factors Impacting Intraday Liquidity

Drill down into individual liquidity flows, trace liquidity influencing factors and use data-driven insights to predict cash ladders and increase understanding of client behaviours in times of market stress.

Enhance Liquidity Stress Testing

Power extensive stress testing capabilities with real-time data and predictive analytics to evaluate and plan how intraday liquidity could be effectively stressed to increase financial resiliency in adverse conditions.