Intraday Liquidity Management: Optimised to Drive Growth

Blind Spots Prevent Optimal Decision-Making

Without real-time, firm-wide, visibility into liquidity and obligations, firms struggle to make informed decisions. This lack of insight prevents them from quickly reallocating surplus funds to reduce costs or seize new market opportunities.

Inaccurate Forecasting Undermines Efficiency

Firms unable to accurately forecast inbound payment timings limit their ability to proactively mitigate liquidity shortfalls, reduce inflated liquidity buffers and efficiently manage account surpluses.

Slow Settlement Cycles Immobilise Capital

Liquidity trapped in slow settlement cycles remains immobilised, directly impacting capital efficiency and preventing strategic alignment between settlement processes and funding cycles.

Inefficient Workflows Impact Speed

Payment outflows cannot be optimally sequenced, hindering overall financial resource performance and preventing rapid liquidity redeployment.

Real-Time, Enterprise-wide, Automated Liquidity Monitoring 

Gain real-time visibility across all financial resources:

• Benefit from real-time oversight across account balances, credit facilities, exposures, and obligations for more informed decision-making.
• Leverage real-time payment reconciliation and automated workflow capabilities to rapidly redeploy unencumbered liquidity to meet funding needs and unlock opportunities to participate in intraday FX swap and repo markets.

Precision Liquidity Forecasting and Dynamic Control

Leverage advanced liquidity analytics: 

• Accurately predict inbound payment timings and intraday liquidity swings to surface when and where, long and short balances will likely arise – and for how long.
• Then intelligent sequence the release of outbound obligations to stabilise cash positions and payment flows, and avoid liquidity shortfalls.

Smart, Controlled Payment Sequencing and Orchestration

Leverage automated and conditional payment controls:

• Smart, Dynamic Payment Sequencing: Automatically generate recommendations for optimal payment sequencing based on real-time and historical data and intraday forecasts.
• Programmable Payment Orchestration: Automatically release payment instructions based on configurable rules, such as time, priority, or current fund availability – reducing risk and ensuring time-sensitive obligations are met.

Proactive Risk Management with Automated Alerts

Enable issue escalation and remediation measures to be instigated faster:

• Be instantly notified should market or counterparty behaviours deviate from expected norms.
• Receive real-time alerts when critical thresholds are met.

Automated Netting and Payment Splitting

Alleviate liquidity pressures and enhance funding cycles by:

• Automating netting calculations and the affirmation of netted settlement amounts – increasing efficiencies and enabling netting across multiple asset classes.
• Use smart, collaborative workflows to automatically split settlements into agreed shapes.

On-Demand, Atomic, Settlement Network

Rapidly release trapped liquidity and align settlement timings with funding and liquidity cycles across global markets for more efficient fund recycling.

• Execute PvP settlements in minutes using our proven DLT that has safely settled over £13 trillion to date and is now powering a fiat-to-digital convergence-ready settlement network.

Trace and Analyse Factors Impacting Intraday Liquidity

Drill down into individual liquidity flows, trace liquidity influencing factors and use data-driven insights to predict cash ladders and increase understanding of client behaviours during market stress.

Analyse Counterparty and Business Line Liquidity Consumption

Analyse time-stamped liquidity profiles across customers, legal entities, products, and funding sources to assess how, for example, individual counterparties impact liquidity availability across business lines.

Comprehensive Intraday Liquidity Stress Testing

Power extensive stress testing capabilities with real-time data and predictive analytics to evaluate and plan how intraday liquidity could be effectively stressed to improve cash management and financial resiliency during adverse conditions.