Real-Time Intraday Liquidity Management

Real-Time, Enterprise-Wide Intraday Liquidity Monitoring

A single source of truth for liquidity. Live visibility of balances, exposures, credit facilities and obligations across currencies, counterparties, and entities – in a single platform. Capabilities Include:

• Real-time balance, payment and collateral position monitoring
• End-of-day projections and throughput tracking
• Real-time alerts for liquidity breaches or abnormal counterparty behaviour
• Access transaction-level traceability using time-stamped historical data for faster investigations

Benefit:

Clear visibility allows treasuries to make informed data-driven liquidity decisions and act immediately, reducing reliance on intraday credit lines and eliminating systemic overfunding.

Precision Liquidity
Forecasting

Predict when and where liquidity will be needed with precision.

Baton’s predictive analytics use real-time and historical data, payment patterns, and behavioural payment analytics to accurately anticipate inbound payment timings, and determine when and where, long and short balances will likely arise – and for how long.

Benefit:

Treasuries can reduce volatility in net outflows, lower LCR buffer requirements, more profitably redeploy available assets and plan funding more efficiently.

Automated Netting, Smart Payment
Sequencing & Settlement Orchestration

Access automated, programmable controls to manage outflows in real time with:

• Dynamic payment sequencing to prioritise time-sensitive obligations and stabilise cash flows
• Automated netting and payment splitting across asset classes
• Safe and transparent settlement orchestration ensuring controlled execution based on time, priority and fund availability

Benefit:

Intelligent orchestration smooths payment flows, reduces peak outflows, and minimises liquidity strain and intraday funding costs.

Historical Insights
& Traceability

Every transaction is timestamped, auditable, and traceable. 

Baton’s deep analytics provide insight into how and when liquidity is consumed by counterparty, business line, or market event. Capabilities include:

• Drill down to analyse liquidity drivers and payment lineage
• Access data-driven insights to predict cash ladders
• Identify client behavioural trends affecting intraday liquidity during stress

Benefit:

Leverage historical data to uncover forward-looking liquidity insights – improving forecasting accuracy, enabling proactive funding strategies, and strengthening resilience.

Counterparty & Business-Line Liquidity Analysis

Understand how liquidity is consumed and generated across your organisation.

Baton’s analytics reveal how counterparties and business lines influence overall liquidity use. Capabilities include:

• Analysing time-stamped liquidity profiles by customer, entity, or business line
• Assessing how individual counterparties affect available liquidity
• Identifying cross-entity inefficiencies and dependencies

Benefit:

Deeper insight enables more accurate liquidity allocation, better pricing, and stronger internal decision-making.

Stress Testing &
Scenario Modelling

Model and prepare for liquidity pressures with scenario-based simulations. Capabilities include:

• Simulate market-wide, operational, and counterparty-specific stress scenarios
• Assess liquidity throughput and buffer adequacy across currencies and entities. Model the performance of propsoed new payment strategies using your own data
• Use this insight to test and refine contingency plans against supervisory expectations

Benefit:

Treasuries can demonstrate robust liquidity resilience and maintain confidence in volatile markets.